We have provided you this tool to look at side-by-side comparisons of monthly lease and finance payments. By changing the term, amount financed, or annual percentage rate for a purchase, you can adjust the monthly payment. Keep in mind that this is an estimated amount and is not an offer of particular contract terms. The estimated monthly payment calculation for leasing and financing is based on the vehicle you have selected.
Your rate should be the rate you believe you can obtain and is for estimation and comparison purposes only. If you are applying for credit, the rate you enter is not used in determining your eligibility for credit and is not an offer or guarantee of any particular interest rate.
When you enter into a retail installment sales contract for the purchase of a vehicle, your down payment and your monthly payments go toward the total purchase price of your vehicle. When you have paid off the financing, you own your car. When you lease a vehicle, you make payments to use the vehicle over the term of your lease. However, you don't own your car. At the end of your lease, you return it to the lessor.
The Manufacturer's Suggested Retail Price (MSRP) is a vehicle's retail selling price as recommended by the manufacturer. Dealer profit is built into every item. As a result, all elements of MSRP are negotiable. A dealer may add an additional markup to the MSRP based on availability and demand for that vehicle.
Acura Financial Services is a premier financial services company that offers a wide range of financial programs specifically tailored to each customer. Whether your goal is to finance or lease, Acura Financial Services will treat you as a valued customer.
Yes. Since the co-applicant is applying for credit and will be a co-buyer or co-lessee on the finance or lease contract, Acura Financial Services runs a credit report on both the applicant and the co-applicant.
Once you submit your application online, Acura Financial Services will run a credit bureau and will attempt to return a decision immediately-while you are online. If a decision cannot be rendered within 30 seconds, AFS will forward the application and credit bureau to a credit analyst for review. Our goal is to return an immediate decision while you are online. However, if you do not receive an immediate decision, Acura will send you an e-mail within one business day letting you know that your application status is ready to be securely retrieved from acura.com.
Once the credit analyst has come to a decision based on the information you provided, you will receive an e-mail notifying you that your status is ready. The e-mail will direct you to the area of acura.com where you can securely retrieve your status and shop.
Yes. When you visit acura.com to retrieve your approval status, you'll have the opportunity to get a certificate with your approved amount and AFS reference number to bring to your Acura dealer when shopping.
If you have already submitted an application online, you do not need to re-apply online to obtain a higher loan amount. Instead, contact an Acura dealer who will work with you and AFS to adjust your loan as needed.
The credit analyst makes a credit decision based on the limited information you submitted in your application and a review of your credit bureau file. If you were not approved online, you can still submit your application and decision information to a local Acura dealer who may be able to help you obtain credit approval.
Of course. You can still take advantage of many of the services that acura.com offers such as submitting a quote request on a customized Acura or using the finance tools. If you were not approved online, you still have the option of submitting your application and decision information to a local Acura dealer who may still be able to help you obtain credit approval.
The results displayed by the calculators are estimates and are for illustrative purposes only. The payment calculators make assumptions such as the cost of the selected vehicle, your selected annual percentage rate, your selected down payment, trade-in value, desired contract term, etc.
Currently, Acura does not offer lease information online on Acura Certified Pre-Owned Vehicles. If you are interested in leasing an Acura Certified Pre-Owned Vehicle, please contact your local Acura dealer.
In a lease, you do not purchase a vehicle; you contract to use it for the first and best period of its life. Because you are not buying the entire car you may be able to afford to lease a more expensive car than you could buy with the same payment.
If you see a special that you want to take advantage of listed with the results of a calculation, click "Certificate" next to the special. You can then print out a specials certificate that is customized with your personal information to bring into your local Acura dealer.
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